Compare Plans

Transform everyday purchases into free nights with the Marriott Bonvoy® Debit Cards. Compare our plans below and find the right card for you.

Marriott Bonvoy Debit Card

Marriott Bonvoy
Debit Card

Marriott Bonvoy Premium Debit Card

Marriott Bonvoy
Premium Debit Card

Annual fee

£55

Annual fee

£175

Welcome Bonus

Earn 10,000 Marriott Bonvoy points when you spend £1,000 in foreign currency in the first 12 months. Ends 4 February 2026.¹

Welcome Bonus

Earn 30,000 Marriott Bonvoy points when you spend £3,000 in foreign currency in the first 12 months. Ends 4 February 2026.¹

Elite Night Credits

10 per annum².

Elite Night Credits

15 per annum (Additional ENC earned for every £4,000 spend, max 5 per annum)².

Renewal Bonus

N/A

Renewal Bonus

Earn 1 Free Night Award valued at 25,000 Marriott Bonvoy points upon renewal when you have spent between £5,000 - £9,500 in foreign currency in the previous 12 months.

If you have spent over £9,500 in foreign currency in the previous 12 months your Free Night Award upon renewal will increase by 25,000 to 50,000 Marriott Bonvoy points.

Cardholders can only earn 1 Free Night Award per annual renewal, either worth 25,000 or 50,000 Marriott Bonvoy points.³

Silver Elite status

Receive Automatic Silver Elite status, including: Priority Late Checkout, complimentary Wi-Fi, 10% more points on eligible purchases at hotels, and more.⁴ See more

Gold Elite status

Receive Automatic Gold Elite status, including: Enhanced room upgrades, 2pm late checkout, 25% more points on eligible purchases at hotels, and more.⁴ See more

 

Spend in UK and Europe

1 point per £1 spent.⁵

Spend in UK and Europe

1.5 points per £1 spent.⁵

Spend outside UK and Europe

2 points per £1 spent.⁵

Spend outside UK and Europe

3 points per £1 spent.⁵

Spend in Hotels participating Marriott Bonvoy in the UK

2 points per £1 spent.⁵

Spend in Hotels participating Marriott Bonvoy in the UK

4 points per £1 spent.⁵

Spend in hotels participating Marriott Bonvoy outside the UK

4 Points per £1 spent.⁵

Spend in hotels participating Marriott Bonvoy outside the UK

6 points per £1 spent.⁵

Foreign Exchange

Realtime Exchange Rate with low 0.5% FX fee.⁶

Foreign Exchange

Realtime Exchange Rate with low 0.5% FX fee.⁶

ATM withdrawals in foreign currency

Low 0.5% fee over the Realtime Rate up to £250 per month, 2.5% on amounts above £250.⁶

ATM withdrawals in foreign currency

Low 0.5% fee over the Realtime Rate up to £500 per month, 2.5% on amounts above £500.⁶

Three Easy Steps to Get Your Card

1

Download the App

Sign up and stay on top of your points and spending all in one place

2

Link your existing bank

No need to open a new account, your card links securely to your bank

3

Choose a plan

Go Premium for even more benefits and faster points earning

Want to Know More About the Marriott Bonvoy Debit Cards?

Who's eligible for a Marriott Bonvoy Debit Card?


Before signing up for a Marriott Bonvoy Debit Card plan, please make sure you meet following criteria:

  • Be aged 18 or over
  • Have a valid mobile phone number
  • Be suitable for a payment card that uses a Direct Debit*, and have no active CCJs** (County Court Judgements)
  • Have an active current account with one of the UK banks we support 
  • Be registered for and have access to online or mobile banking

*Please note that as a Direct Debit based payment card, we have our own criteria that defines whether we think someone is "suitable for a payment card that uses a Direct Debit" which may be different to any other services that also uses Direct Debits for the purposes of collecting a monthly set amount from your account - e.g., household bills, credit card bills, etc.

**Please note that a CCJ may remain active on your credit report for up to 6 years, even if you have paid the money that was owed

What perks do I get with the Marriott Bonvoy Debit Card?


The Marriott Bonvoy Debit Cards offer a range of perks including: Daily Point Earning, Automatic Elite Status, Elite Night Credits, Welcome Bonus, Low FX Rates, plus Free Night Awards for Premium Card holders upon renewal. For a full comparison click here

Where does it work?


The great thing about your Marriott Bonvoy Debit Card plan is that it can be used at home and abroad (including e-commerce transactions). This means you can earn Marriott Bonvoy Points on day to day spend at home as well as on your travels!

When spending in a foreign currency, you receive the Realtime Exchange Rate.

The Realtime Exchange Rate is Currensea's Foreign Exchange rate which you can find more details about marriottbonvoy.currensea.co.uk/rates. For more information, please see our Terms and Conditions.

How many Elite Night Credits can I earn?


The number of Elite Night Credits (ENCs) you can earn depends on your card type:
  • Marriott Bonvoy Debit Card: You receive 10 ENCs when your first Annual Fee is collected, and then 10 ENCs each year upon Subscription renewal.
  • Marriott Bonvoy Premium Debit Card:
    • You receive 15 ENCs when your first Annual Fee is collected, and then 15 ENCs each year upon Subscription renewal.
    • You can also earn an additional 1 ENC for every £4,000 in Valid Spend, with a maximum of 5 additional ENCss available.

Can I earn free nights?


Yes, you can earn a Free Night Award, but only with the Marriott Bonvoy Premium Debit Card as a renewal benefit.
To earn a Free Night Award, you must pay the Annual Membership Fee for the renewal and achieve a minimum level of Spend Abroad in the prior Card Anniversary Year.The Free Night Award redemption level depends on your annual Spend Abroad:
  • Spend Abroad between £5,000 and £9,500: You earn a Free Night Award with a redemption level up to 25,000 Marriott Bonvoy Points.
  • Spend Abroad £9,501 and above: You earn a Free Night Award with a redemption level up to 50,000 Marriott Bonvoy Points.
You can only earn one Free Night Award per Card Anniversary Year. Please allow up to 8-12 weeks after paying the Annual Fee and meeting the spending thresholds for the Free Night Award to be deposited into your Marriott Bonvoy Member Account. The award expires 12 months after issuance.

Which banks do you support?


Your Card works with the following UK banks:
  • AIB
  • Bank of Ireland
  • Bank Of Scotland
  • Barclays
  • Coutts
  • Danske
  • First Direct
  • HSBC
  • Halifax
  • Lloyds
  • Monzo
  • Nationwide
  • NatWest
  • Revolut
  • Royal Bank of Scotland
  • Santander
  • Starling
  • TSB
  • Virgin Money
  • Ulster
  • Wise

Please note that this is a broad list of banks we support, and getting a Marriott Bonvoy® Debit Card account will still be subject to our eligibility criteria.

Go Further With The Marriott Bonvoy Debit Card

Cards together

¹Welcome Bonus: Marriott Bonvoy Debit Cardholders can earn 10,000 Bonus Points when spending £1,000 in foreign currency within the first 12 months. Marriott Bonvoy Premium Debit Cardholders can earn 30,000 Bonus Points when spending £3,000 in foreign currency within the first 12 months. Bonus Points will be awarded within 14 days after the spend threshold is met. Offers apply to new applications only, may be withdrawn or amended at any time, and cannot be applied retrospectively. For full limited time offer terms, see here.

²Elite Night Credits: Marriott Bonvoy Debit Cardholders earn 10 Elite Night Credits (ENCs) per annum. Marriott Bonvoy Premium Debit Cardholders earn 15 ENCs per annum, plus 1 additional ENC for every £4,000 of eligible spend, up to a maximum of 5 additional ENCs annually. See full terms here

³Renewal bonus Free Night Awards: Marriott Bonvoy Premium Debit Cardholders who spend between £5,000 and £9,500 in foreign currency will receive a renewal bonus of one Free Night Award (25,000 Marriott Bonvoy Points). Those who spend over £9,500 will receive an increased renewal bonus of 50,000 Marriott Bonvoy Points in total. A maximum of 50,000 points can be awarded; FNAs cannot be stacked. See full terms here

⁴Earning points on purchases: Points are earned on eligible purchases. Earning rates cannot be combined with any other location based earn rates. See full terms for what counts toward eligible spend here. See full terms of definitions of UK, EU and Marriott Hotel spend here.

⁵Automatic status: Marriott Bonvoy Debit Cardholders receive Automatic Silver Elite status and Marriott Bonvoy Premium Debit Cardholders receive Automatic Gold Elite status. Status is granted upon activation of your respective Debit Card. See full terms here.

⁶FX rates: Marriott Bonvoy Debit Card and Marriott Bonvoy Premium Debit Card provide cardholders with the Currensea Realtime Rate + 0.5% FX fee on transactions in foreign currency. See live rates here.

Getting Started

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