1. Eligibility – Referred Friend

To be eligible to participate in the Refer a Friend programme, the referred individual must:

• Be aged 18 years or over
• Have a valid mobile phone number
• Apply for a Marriott Bonvoy Debit Card or Marriott Bonvoy Premium Debit Card using a valid referral link or code
• Be successfully approved for a card
• Complete their first qualifying transaction using the card (see Section 4 below for details on qualifying transaction)

2. Eligibility – Referrer

To be eligible for referral rewards, the referrer must:

• Hold an active Marriott Bonvoy Debit Card or Marriott Bonvoy Premium Debit Card account in good standing (i.e. not suspended, restricted, or under investigation)
• Share their unique referral link or valid referral code

3. Referral Reward

Both the referrer and the referred friend will receive 2,000 Bonus Points once the referred friend has:

• Successfully applied and been approved for a card, and
• Completed their first qualifying transaction

Bonus Points will be credited to the respective Marriott Bonvoy accounts within 14 calendar days of the qualifying transaction being completed, subject to verification checks.

4. Qualifying Transaction

The first transaction must be:

• A genuine purchase made using the card
• Successfully processed and not cancelled, reversed, or refunded

Transactions that are refunded, reversed, or deemed invalid may result in the removal of awarded Bonus Points from both accounts.

5. Exclusions

Bonus Points will not be awarded if:

• The referred individual already holds, or previously held, a Marriott Bonvoy Debit Card or a Marriott Bonvoy Premium Debit Card
• The application or transaction is identified as fraudulent, abusive, or not in line with programme intent
• The referred individual cancels or closes their account within 90 days of approval
• The qualifying transaction is reversed, refunded, or invalidated

6. Referral Limits

There is no limit to the number of friends a customer can refer. Referrers may earn Bonus Points for each successful referral, subject to compliance with these Terms and Conditions.

7. General

• Bonus Points are non-transferable, have no cash value, and cannot be exchanged for cash
• We reserve the right to amend, suspend, or withdraw the Refer a Friend programme at any time, acting reasonably and without unfairly affecting rewards already earned
• We reserve the right to introduce referral limits where reasonably necessary to prevent misuse or abuse of the programme.
• All referrals are subject to verification and compliance checks
• Our standard account terms and conditions apply in addition to these Terms (see Full Terms and Conditions here)